Understanding the types and amounts of health insurance you need can be tricky, and it is often tempting to pick the cheapest plan. However, saving on price may mean lacking protection. Let’s chat and make sure you can have the best of both worlds – affordable and trustworthy.
I handle Affordable Care Act (ACA) plans, which are health insurance options designed to provide comprehensive coverage to individuals and families. ACA plans are known for their essential benefits, including preventive care, emergency services, prescription drugs, and more, ensuring that you have access to the healthcare you need. These plans are available through the Health Insurance Marketplace and are often eligible for subsidies, tax credits, based on your income, making them more affordable for many people. With ACA plans, you also have protections against being denied coverage due to pre-existing conditions. If you’re looking for a plan that offers extensive coverage at a reduced cost, an ACA plan may be a great fit for you. Contact me for more details.
I also offer private health insurance options that provide coverage for essential benefits similar to ACA plans, including preventive care, emergency services, and prescription drugs. While these plans do not qualify for tax credits, they are often more affordable for individuals and families who do not receive subsidies through the Marketplace. These private plans are an excellent choice for those paying full price on the Marketplace, as they can offer significant savings without sacrificing necessary coverage. If you’re looking for a cost-effective alternative that still meets your healthcare needs, a private insurance plan might be the ideal solution. Contact me to explore these options and find the best plan for you.